Friday, May 18th, 2012

Privacy Policy

Strategies For Small Business takes your privacy seriously. This privacy policy describes what personal information we collect and how we use it. See this privacy policy primer to learn more about privacy policies in general.

Routine Information Collection

All web servers track basic information about their visitors. This information includes, but is not limited to, IP addresses, browser details, timestamps and referring pages. None of this information can personally identify specific visitors to this site. The information is tracked for routine administration and maintenance purposes.

Cookies and Web Beacons

Where necessary, Strategies For Small Business uses cookies to store information about a visitor's preferences and history in order to better serve the visitor and/or present the visitor with customized content.

Advertising partners and other third parties may also use cookies, scripts and/or web beacons to track visitors to our site in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.

Controlling Your Privacy

Note that you can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies for all sites is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms. This list of web browser privacy management links may also be useful.

Special Note About Google Advertising

Any advertisements served by Google, Inc., and affiliated companies may be controlled using cookies. These cookies allow Google to display ads based on your visits to this site and other sites that use Google advertising services. Learn how to opt out of Google's cookie usage. As mentioned above, any tracking done by Google through cookies and other mechanisms is subject to Google's own privacy policies.

Contact Information

Concerns or questions about this privacy policy can be directed to sba25k@gmail.com for further clarification.

This privacy policy was generated by the Privacy Policy for WordPress plugin.

Commitment to Privacy

Some companies offering unsecured small business loans on the Internet, either by phone or e-mail, ask for confidential information, such as a Social Security Number or date of birth.  Strategies never asks you to divulge such sensitive information to any of our representatives.  In today’s age of I.D. theft, internet fraud, and the selling or disclosing of your personal data, one cannot be too safe.  To preserve unscrupulous confidentiality, our loan process works as follows:

  • Confidential information required to determine SBA loan eligibility is privately typed by you alone into our secure online qualification software program.  This is the program that allows you to apply online.  We are not able to observe that data while it is being inputted.
  • Once you apply for a small business loan online, we immediately see your name, business, addresses, phone numbers, and the loan approval on our computer, but it purposely does not contain social security numbers or employer identification numbers.
  • For speed and handling, we customarily have approved and original loan documents mailed directly to our licensed SBA lender, as opposed to our office.  However, if you do not have access to a computer, you will have to mail or fax the loan papers to us. Our employees have agreed to keep such information strictly confidential.
  • The information we view on our computer goes into a “lapse mode” every fifteen minutes, requiring us to re-enter a secure password and username, to prevent unauthorized access and roving eyes.
  • We divulge information about your loan approval only to the borrower(s) listed on the application, and not third parties, such as landlords or your employees.  When we do leave a message for you, we disclose only limited information to your employees, simply letting them know who we are.  An example would be: “Hi, this is Cliff from Strategies for Small Business on the SBA loan application.  Is Mr. Johnson available?”
  • Neither your identity nor any of the information disclosed is ever sold, communicated, transferred, or shared with any third parties or entities, other than as necessary to process your application with our own employees, the U.S. Small Business Administration, and the participating lender.  We know how frustrating it is when you make a purchase or inquiry on the Internet and the next day find a solicitation in your e-mail inbox (after someone has sold this information).  We have never done that and never will.
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